Limna, Pongsakorn, and Tanpat Kraiwanit. 2022. “The Rise of Fintech: A Review Article”. STOU Academic Journal of Research and Innovation (Humanities and Social Science) (Online) 2 (2). Nonthaburi, Thailand:35-46. https://so04.tci-thaijo.org/index.php/InnovationStou/article/view/260155.