จิตราภัณฑ์ ว. Factors affecting saving behavior of Generation Y. MCU Haripunchai Review, [S. l.], v. 7, n. 4, p. 83–94, 2023. Disponível em: https://so04.tci-thaijo.org/index.php/JMHR/article/view/a3. Acesso em: 1 oct. 2026.