Bupphakham, T. “THE DIFFUSION OF INNOVATION, PERCEPTION OF RISK, USER’s TRUST OF ONLINE BANKING TO THE SUCCESS OF COMMERCIAL BANK IN THAILAND”. Journal of Buddhist Anthropology, vol. 7, no. 3, Mar. 2022, pp. 505-21, https://so04.tci-thaijo.org/index.php/JSBA/article/view/257688.