Namaneewan, S. and Lerskullawat, D. (2023) “Factors Affecting Credit Card Loans of Financial Institutions in Thailand”, KKU Research Journal (Graduate Studies) Humanities and Social Sciences, 11(2), pp. 52–66. available at: https://so04.tci-thaijo.org/index.php/gskkuhs/article/view/264286 (accessed: 15 September 2026).