GANPECH, T. An appropriate model of financial preparation and timeliness for pre-retirement age people to create stable insurance for entering the elderly. Case study, Upper Central Region and the Lower North Region. Journal of the Association of Researchers, [S. l.], v. 30, n. 1, p. 167–190, 2025. Disponível em: https://so04.tci-thaijo.org/index.php/jar/article/view/277090. Acesso em: 16 sep. 2026.