Saenrat, Nichanan, and Pranee Eamlaorpakdee. 2025. “Factors Affecting the Adoption of the MyMo mobile banking Application of Government Savings Bank Selaphum Branch Roi Et Province”. Journal of the Association of Researchers 30 (1):23-41. https://so04.tci-thaijo.org/index.php/jar/article/view/277864.