Prajitr, S., S. Karawek, B. Kumboon, and S. Prakthayanon. “Model of Sufficient Financial Management to Prepare for Retirement of Educational Personnel: Case Study of Private Universities in Bangkok and Metropolitan Area”. Journal of Multidisciplinary in Humanities and Social Sciences, vol. 7, no. 1, Feb. 2024, pp. 116-31, https://so04.tci-thaijo.org/index.php/jmhs1_s/article/view/267806.