KHANTHAVIT, A. Setting self-discipline saving rates for Thai income earners in a risk-management framework. Kasetsart Journal of Social Sciences, [S. l.], v. 38, n. 1, p. 18–23, 2017. Disponível em: https://so04.tci-thaijo.org/index.php/kjss/article/view/242621. Acesso em: 29 mar. 2024.