Intaravorraphat, P., Chetsumon, S. and Traimongkolkul, P. (2014) “Causal Factors Influencing Indebtedness of Undergraduate Students in Bangkok”, Kasetsart Journal of Social Sciences, 35(1), pp. 1–15. available at: https://so04.tci-thaijo.org/index.php/kjss/article/view/247162 (accessed: 9 December 2025).