Wahab, M. S. @ S., Karim, M. R. A. and Lim, T. S. (2022) “Financial literacy and behavioural disposition in retirement saving – A study on employee’s preparedness for a fully defined contributionpension scheme in Malaysia”, Kasetsart Journal of Social Sciences, 43(3), pp. 619–628. available at: https://so04.tci-thaijo.org/index.php/kjss/article/view/260322 (accessed: 16 September 2026).