Sangwichitr K, Intara P. Factor Analysis and Behavior Intention in Debit Card Using of Undergraduates . Mod Manag Front J [internet]. 2023 Dec. 27 [cited 2026 Oct. 9];21(2):17-30. available from: https://so04.tci-thaijo.org/index.php/stou-sms-pr/article/view/267717