LEGAL MECHANISM OF THE HEALTH INSURANCE FORM THE COVID-19 PANDEMIC IN THAILAND

Abstract

The purpose of this research was to study the concept of legal development. Study and analyze problems, obstacles, and limitations in the enforcement of legal mechanisms. and suggest guidelines for the development of legal mechanisms of health insurance from the novel coronavirus outbreak in Thailand effectively and effectively. which is a qualitative research method using document research methods According to the data collection process with a triangular review and used to analyze the data using a content analysis method. logical analysis and comparative analysis according to qualitative research methodology

The results showed that Coronavirus 2019 (COVID-19) insurance is an insurance contract that provides coverage for both insured and non-life insurance contracts. and life insurance contracts are in the same policy with coverage for the insured as follows: (1) medical expenses and/or compensation for loss of income Under the non-life insurance contract. (2) Medical expenses by one-time payment. In which the insurer will pay a certain amount to the Insured as payment under the insurance contract that (3) death, the insurer will pay a certain amount to the beneficiary. or heirs of the insured. The OIC's approval for insurance companies to offer and make contracts for insurance and non-life insurance companies for the coronavirus 2019 (COVID-19) with the public is deemed that both non-life insurance companies operate a business that violates the law. Both companies are liable to fines as specified by the law as mentioned above if considering the intention of the OIC to approve both non-life insurance companies and life insurance companies to offer and enter into this insurance contract with the public.