Factors affecting overdue debt Which is a debt that does not generate income Of the Government Housing Bank: a case study of the Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province.

Abstract

Formation Which is a non-performing debt of the Government Housing Bank. Case study of Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province. The objective is to study the factors affecting the overdue debt. Which is a non-performing debt of the Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province, and to be a guideline to prevent unpaid debts which are non-performing debts Of Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province. The researcher conducted a survey research by analyzing the data and proceeding according to the quantitative research process. The sample group used in the study is housing loan customers of Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province A total of 180 people and using questionnaires as a tool to collect data Statistics used in the analysis were statistics, percentage, mean and standard deviation. And showing the results of the relationship between factors of motivation factors and supporting factors that affect the overdue debt Which is a debt that does not generate income Of Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province By using the Pearson Correlation Correlation Analysis.

The study indicated that Factors of motivation factors and supporting factors affecting the outstanding debt Which is a non-performing debt of the Government Housing Bank, Rojana Road Branch, Phra Nakhon Si Ayutthaya Province. Overall, it was found that there was a very high level of influence on overdue debt (r = 0.810) at statistical significance level. 01