Procedures of Law Concerning to Using Benafits of ALRO Lands for Loan Collateral : Case Study in Chiang Rai, Payao, Tak and Kampaengphet Provinces

Abstract

The purpose of the research aims to study the procedures of law concerning
to using benefits of ALRO Lands for loan collateral in which the government indicated
it to be the Assets Capitalization policy.

The result from the synthesis of current law found that the law rejects using
ALRO Lands for loan collateral which same in commercial banks also. The government
can assist in order to solve this problem by policy planning and increasing of value
added for ALRO 4-01. Even though, the government tries to keep and prevent the
right for natural resources hardly as you can see at present that ALRO 4-01 is a rights
document with a lot of conditions, but how to help farmers in the loan reform areas
have more choices or they can earn more income from land using is the main duty
of the government.

The researchers assumed that the government can help farmers by reviewing
the laws and policies concerned. For examples, bank annuities for purchasing or
expropriated from land owners, revise the Agricultural Land Reform Act in section 3,
title dispute settlement outside a state, and/or to improve the potential of working in
government organizations such as revising the roles for work in Assets Capitalization
Bureau in accordance with current situation.