The Study of Expenditure Behaviors of Students Obtaining Student Loan Fund of Kalasin University

Abstract

This research has the objective to study money usage behavior of Kalasin university from Student Loan Fund. The sample group used in the study is 302 university students from Student Loan Fund of Kalasin university. The research instrument drawn for this study was a questionnaire. The data were analyzed by using frequency, percentage, mean, and standard deviation. The result of this study found that most university students have the overall money usage behavior in a middle level when considering in each aspect it is found that students have money usage behavior according to basic needs the most and then by the usage according to educational requirements, the usage according to social needs, and the usage by consumerism, respectively. In these 3 aspects the means were ranked at the middle level whereas the spending according to recreational needs are in a low level.