Service Quality, Privacy, and Reliability Influencing Loyalty Through Satisfaction in The Use of BAAC Mobile Application in Si Sa Ket Province

Authors

  • Pingkanakorn Kangpiboon
  • Irada Phorncharoen
  • Piyakanit Chotivanich
  • Sarayut Phorncharoen
  • Dusit Jaksil

Keywords:

Service Quality, Privacy,, Reliability, Satisfaction, Loyalty, BAAC Mobile Application Users

Abstract

       This research aims to 1. investigate the impact of service quality, privacy, and reliability on user satisfaction with the BAAC Mobile application, 2. examine the influence of service quality, privacy, reliability, and satisfaction on loyalty towards the BAAC Mobile application, and 3. explore how service quality, privacy, and reliability affect loyalty through satisfaction with the BAAC Mobile application. The sample consisted of 500 users of the BAAC Mobile application from 20 branches of the Bank for Agriculture and Agricultural Cooperatives (BAAC) in Si Sa Ket Province, using a stratified random sampling method. The instrument used was a questionnaire, and the statistics employed included mean, percentage, standard deviation, and analysis of direct and indirect effects. The findings revealed that 1. service quality, privacy, and reliability directly influence satisfaction with the BAAC Mobile application, 2. privacy, reliability, and satisfaction directly affect loyalty towards the BAAC Mobile application, and 3. service quality, privacy, and reliability influence loyalty through satisfaction with the BAAC Mobile application.

Author Biographies

Pingkanakorn Kangpiboon

Master of Business Administration Degree in Management,
Ubon Ratchathani Rajabha University, Thailand

Irada Phorncharoen

Faculty of Business Administration and Management, Ubon Ratchathani Rajabhat University, Thailand

Piyakanit Chotivanich

Faculty of Business Administration and Management, Ubon Ratchathani Rajabhat University, Thailand

Sarayut Phorncharoen

Faculty of Industrial Technology, Ubon Ratchathani Rajabhat University, Thailand

Dusit Jaksil

Faculty of Management Science, Ubon Ratchathani University, Thailand

References

Baron, R. M., & Kenny, D. A. (1986). The moderator–mediator variable distinction in social

psychological research: Conceptual, strategic, and statistical considerations. Journal of Personality and Social Psychology, 51(6), 1173–1182.

Bank of Thailand. (2023). Financial dangers, retrieved on 24 August 2023.

From. https://www.bot.or.th/th/satang-story/fraud/call-center.html

Bank for Agriculture and Agricultural Cooperatives. (2023). Products and services. Retrieved on 19 August 2023.

From. https://www.baac.or.th/th/content-about.php?content_group_sub=0001

Blut, M., Chowdhry, N., Mittal, V., Brock, C. (2015). E-Service Quality: A Meta-Analytic Review. Journal of Retailing. Volume 91, Issue 4, December 2015, pp. 679-700.

Boonma, S. (2019). Usability and Perceived Risks Affecting Satisfaction, Trust, and Loyalty towards K–Mobile Banking Plus of Users in Bangkok. Independent Study, M.B.A., June 2019, Graduate School, Bangkok University.

Caruana, A. (2002). Service loyalty the effects of service quality and the mediating role of

customer satisfaction. European Journal of Marketing, 36(7/8), 811-828.

Charusiri, P. (2022). The Influence of Marketing Mix and E-Service Quality on Loyalty in Using Music Streaming Services of Generation Y in Bangkok. STOU Academic Journal of Research and Innovation (Humanities and Social Science), 2(2), 91-103.

Cronin, J. Joseph Jr. and Steven A. Taylor (1992). “Measuring Service Quality: A Reexamination and Extension,” Journal of Marketing, 56(July): 55-68.

Damrong thakoengkiat, S. (2019). Factors Affecting Customers’ Brand Loyalty of Mobile Network Providers. Journal of Administration and Management, King Mongkut's Institute of Technology Ladkrabang, Bangkok, 9(2), 27-40.

Durongdumrongchai, T. (2018). Service Quality Influencing On Loyalty In Context Of Fitness Center: A Conceptual Model And Propositions. Journal of Humanities and Social Sciences Thonburi University, 13(3), 109-119.

Fatikah, B. H., (2022). The Influence of E-Servqual and E-Trust on E-Loyalty: The Role of E-Satisfaction as an Intervening On Islamic Mobile Banking Customers. Journal of Business Management and Islamic Banking, 1(1), 119-130.

Hariyanto, R. P. F. (2022). Effect of E-Service Quality on Loyalty through Customer Satisfaction on Livin' Users by Mandiri. International Journal of Science and Management Studies (IJSMS), 5(1), 2581-5946.

Hair, J.F., Black, W.C., Babin, B.J., & Anderson, R.E. (2010). Multivariate Data Analysis. Seventh Edition. Prentice Hall, Upper Saddle River, New Jersey.

Haq, I. H. & Awan, T. M. (2020). Impact of e-banking service quality on e-loyalty in pandemictimes through interplay of e-satisfaction. Vilakshan - XIMB Journal of Management, 17, (1-2) 8–23.

Indrasari, A. (2022). Determinants of satisfaction and loyalty of e-banking users during the COVID-19 pandemic. International Journal of Data and Network Science, 6, 497–508.

Koay, K. Y. (2022). A model of online food delivery service quality, customer satisfaction and customer loyalty: a combination of PLS-SEM and NCA approaches. Article in British Food Journal, 124(12), 0007-070X.

Laohasiripanya, P. (2017). Influences of Service Quality, perceived Values, Satisfaction and Switching Costs on Loyalty toward Mobile Network Service Providers of Consumer in Bangkok. Independent Study, M.B.A., August 2017, Graduate School, Bangkok University.

Milenia, R. I. (2022) Investigation of Factors That Former CRM Quality and Its Implications for Customer Loyalty (Studies on JakOne Mobile Banking Users). Jurnal Ekonomi, Manajemen dan Perbankan, 8(2), 95-104.

Monchantha, S. (2019). A Causal Relationship Model of the Influences of Service Quality on Customer Satisfaction, Trust, and Loyalty of KTB, Kanchanaburi Branch. Veridian E Journal, Silpakorn University, 11(2), 2981 – 2996.

Navarathne T. N. (2021). Mediating Role of M-Banking Satisfaction on the Relationship between Service Quality and Customer Loyalty during the Covid-19 Pandemic.

Management Issues the Open University of Sri Lanka, 6(1),16–28.

Oliver, Richard L. (1993). “A Conceptual Model of Service Quality and Service Satisfaction:

Compatible Goals, Different Concepts.” Pp. 65-85 in Advance in Services Marketing and Management: Research and Practice, Vol. 2, Teresa A. Swartz, David E. Bowen, and Stephen W. Brown (Eds.). Greenwich, CT: JAI Press.

Pakdil, F. (2012). A quality function deployment application using qualitative and quantitative analysis in after sales services. Total Quality Management, 23(12), 1397–1411.

Parasuraman, A., ZeithamI, V.A., & Berry, L. (1988). SERVQUAL: A Multiple-Item Scale for Measuring Consumer Perceptions of Service Quality. Journal of Retailing, 64 (spring): 12-40.

Pearson, J., Pytel B. A., Johnson, N. G., Axelrod, F., Dancis, J. (1978). Quantitative studies of

dorsal root ganglia and neuropathologic observations on spinal cords in familial

dysautonomia. Journal of the Neurological Sciences, 35(1), 77-92.

Pinyopanitchakarn, T. (2020). The Relationship between Electronic Service Quality and the Loyalty of Netflix Streaming Users. A Master’s Project Submitted, for the Degree of Master of Business Administrat (Business Administration (Marke), Srinakharinwirot University.

Saraswati, E. (2022). Market Orientation, Service Quality on Customer Satisfaction and Loyalty: Study on Sharia Banking in Indonesia. Golden Ratio of Marketing and Applied Psychology of Business, 2(1), 26-41

Shankar, A. and Kumari, P. (2016). “Factors affecting mobile banking adoption behavior in India”. The Journal of Internet Banking and Commerce, 21(1), pp. 1-24.

Sulaiman, S. M. (2021). Mediating Role of Customer Satisfaction between Service Quality and Customer Loyalty with Non-Interest Bank in Nigeria. International Journal of Islamic Economics and Finance (IJIEF), 4(1), 1–30.

Thaichon, P., Lobo, A., Prentice, C. and Quach, T.N. (2014). “The development of service quality Dimensions for internet service providers: retaining customers of different usage patterns”. Journal of Retailing and Consumer Services, 21(6), 1047-1058.

Weeraphong, P. (2022). The Effect of E-Service Quality Application Delivery Service on Customer Satisfaction and Customer Loyalty Case Study: Grab Food. Independent Study, Master of Management, College of Management, Mahidol University.

Additional Files

Published

2024-04-30