FACTORS AFFECTING THE SUCCESS OF EMPLOYMENT- RELATED DEBT COLLECTION OF STUDENT LOAN FUND BORROWERS
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Abstract
Factors affecting the success of the debt collection in the case of borrowers of the Student Loan Fund, which is an important factor affecting financial liquidity, ability to manage income, and allocation of funds to repay debts. Important factors to consider include economic and labor market conditions, having skills and expertise that meet market demands, and opportunities for career advancement. All of these are elements that help promote the success of the debt collection and repayment plan effectively.
This academic article presents important issues, including: 1. The relationship between employment and debt repayment 2. Information systems and monitoring 3. The role of educational institutions and employers 4. Borrowers' motivation and awareness and 5. Government policies and support from the fund. Those interested can apply the approaches that affect the success of the debt collection in the case of the Student Loan Fund directly related to the borrowers' employment situation. If borrowers can work and have a stable income, it will increase the chances of debt repayment on time. Creating support mechanisms, such as career counseling, skill development, or employment promotion, as appropriate for each individual, is an approach that can help push the debt collection plan to be more successful
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