Financial Planning for Pre-Retirement of Private University Thais’ Teacher in Thonbury Area

Abstract

The purposes of this research was to study the financial planning for Pre-Retirement of Private University Thais’ Teacher in Thonbury Area. The sample was 300 people. The instrument was the questionnaire preparation in the financial readiness planning for pre-retirement of Thais’ Teacher that was divided into 5 aspects included: 1) Economy 2) Habitat 3) Health 4) Social and 5) Attitude. The data was assessed and analysed for frequency distribution, average, percentage and standard deviation.

            The finding revealed that Thai teachers in the private university in Thonbury area had the financial planning for pre-retirement met the criteria at the high level and the average was 4.40. In the addition, we considered in each aspect, the result was found that the attitude and health aspect in the financial planning for pre-retirement met the criteria at the very high level and the average was 4.68 and 4.66. Social, economy and habitat aspects were indicated in the high level and the average was 4.46, 4.13 and 4.05 as the followings.

            The most average in each aspect of the financial readiness planning for pre-retirement was included as the followings: 1) Economy; health insurance, saving money insurance 2) Habitat; having their own homes after retirement 3) Health; annual health checking 4) Social; supporting in family activities and 5) Attitude; saving financial plan for retirement